Frequently Asked Questions
Everything you need to know about Samora Club, how it works, and why it's the smartest way to save and borrow.
What is Samora Club?+
Samora Club is a modernized, fully digital Rotating Savings and Credit Association (ROSCA), often known in India as a Beesi or Chit Fund. It allows you to pool money with trusted members, bid for lump sums when you need them, and earn guaranteed dividends if you choose to wait.
How do the dividends work?+
When a member needs funds urgently, they bid a discount amount on the total pot. That discount is then distributed equally among all the other members of the committee in that round. This means your contribution for that round is effectively lowered, earning you a return on your savings.
Is my money safe?+
Absolutely. Every member goes through a rigorous KYC process before they can join a committee. We also handle all the collections and payouts, taking 100% of the risk off your shoulders.
When is the launch date?+
Samora Club will grand launch on August 25, 2025. By joining the waitlist today, you secure early access and priority committee placement.
Can I withdraw my money early without bidding?+
Because of the rotating nature of the committee, you can only access the pot by winning the auction in a given round. However, you are guaranteed to receive the pot exactly once during the cycle.
Be First in Line
on August 25
Register now to get priority access when Samora goes live. Our first committees fill up fast — secure your spot today.